Empowering Members with
Growth
Success
Innovation
Opportunity
Growth
Success
Innovation
Opportunity
Empowering Members with Growth
At Tharakan’s Souharda, our cooperative spirit drives growth. Enjoy seamless transactions, transparent rates and community dividends—built for you.


Our Services
Savings & Deposits
Our Other Services
Our Cooperative’s Guiding Principles
Tharakans Souharda Credit Cooperative Society Ltd. is a progressive and member-owned financial institution dedicated to building a stronger, more financially inclusive community. Registered under the Karnataka Souharda Sahakari Act, 1997, we operate on the principles of mutual cooperation, self-help, and democratic governance. Founded with the aim of providing ethical and accessible financial services to people, we offer a range of products tailored to the needs of small traders, salaried employees and entrepreneurs.
At the heart of our operations lies a commitment to economic empowerment, transparency, and community development. Over the years, we have become a trusted financial partner for several individuals and families across our area of operation. Our services go beyond traditional financing—we are committed to fostering a culture of financial literacy, responsible borrowing, and sustainable economic progress. Our dedicated team works closely with local communities to provide savings, credit, insurance, and support services that help people achieve their goals and uplift their livelihoods. As we look to the future, our focus remains on innovation, digital transformation, and expanding outreach—while staying rooted in the values of trust, integrity, and service to society
To be a trusted and inclusive financial cooperative that empowers individuals and communities through ethical, affordable, and sustainable financial services.

To empower our members through secure, affordable, and inclusive financial services that promote savings, entrepreneurship, and self-reliance.

We are committed to strengthening both rural and urban communities by upholding cooperative values, transparent practices, and sustainable economic growth.

Principles That Drive Our Society
These foundational principles guide everything we do at Tharakan’s Souharda—ensuring transparency, mutual support, integrity and community upliftment in every service we provide.
Transparency
Clear, honest communication and open governance to ensure financial integrity and member trust.
Mutual Help
Collaborative efforts that empower members to jointly achieve shared economic and social objectives.
Self-Reliance
Fostering financial independence by encouraging regular savings and prudent, responsible use of credit.
Responsibility
Ethical practices and community engagement to support overall welfare and sustainable growth.
Integrity
We uphold the highest standards of honesty, ethics, and accountability in all our operations and interactions.
Community
We work not just for individual prosperity, but for the social and economic upliftment of the communities we serve
Board of Directors
Mr. M C Mathew
Mr. Satheesh Kaimal
Dr. Prof. Thomas Tharakan
Mr. Prince Mampara
Mr. Sunil Jose
Mr. Ambish Jacob
Mr. Roy John
Mrs. Smita Joseph
Mrs. Aparna Jaison
Mr. Johan Thomas Tharakan

Your One Stop Shop For All Financial Needs
Tharakans Souharda Credit Cooperative Society Ltd. was founded in 2022, with a shared goal of improving access to credit and savings for people in our local community. Initially starting with just 10 members, the society has now grown to serve over 200+ members across Bangalore.
In the last couple of years, we have expanded our services from basic savings and loans to diversified financial solutions tailored to small traders, entrepreneurs, and salaried individuals.
LEGAL REGISTRATION DETAILS
- Name of Society: Tharakans Souharda Credit Cooperative Society Ltd.
- Registration Number: ARB50/01/5695/2022-2023
- Act: Registered under Karnataka Souharda Sahakari Act, 1997
- Date of Registration: 16-11-2022
- Regulatory Body: Karnataka State Souharda Federal Cooperative Ltd. (KSSFCL), Bengaluru
- PAN: AALAT135P