Manage and streamline operations across multiple locations, sales channels, and employees to has improve efficiency and your bottom line.

Empowering Every Member

Empowering Members with

Growth

Success

Innovation

Opportunity

Empowering Every Member

Empowering Members with Growth

At Tharakan’s Souharda, our cooperative spirit drives growth. Enjoy seamless transactions, transparent rates and community dividends—built for you.

INTRODUCTION

Our Cooperative’s Guiding Principles

Tharakans Souharda Credit Cooperative Society Ltd. is a progressive and member-owned financial institution dedicated to building a stronger, more financially inclusive community. Registered under the Karnataka Souharda Sahakari Act, 1997, we operate on the principles of mutual cooperation, self-help, and democratic governance. Founded with the aim of providing ethical and accessible financial services to people, we offer a range of products tailored to the needs of small traders, salaried employees and entrepreneurs.

At the heart of our operations lies a commitment to economic empowerment, transparency, and community development. Over the years, we have become a trusted financial partner for several individuals and families across our area of operation. Our services go beyond traditional financing—we are committed to fostering a culture of financial literacy, responsible borrowing, and sustainable economic progress. Our dedicated team works closely with local communities to provide savings, credit, insurance, and support services that help people achieve their goals and uplift their livelihoods. As we look to the future, our focus remains on innovation, digital transformation, and expanding outreach—while staying rooted in the values of trust, integrity, and service to society

To be a trusted and inclusive financial cooperative that empowers individuals and communities through ethical, affordable, and sustainable financial services.

To empower our members through secure, affordable, and inclusive financial services that promote savings, entrepreneurship, and self-reliance.

We are committed to strengthening both rural and urban communities by upholding cooperative values, transparent practices, and sustainable economic growth.

core values

Principles That Drive Our Society

These foundational principles guide everything we do at Tharakan’s Souharda—ensuring transparency, mutual support, integrity and community upliftment in every service we provide. 

Transparency

Clear, honest communication and open governance to ensure financial integrity and member trust.

Mutual Help

Collaborative efforts that empower members to jointly achieve shared economic and social objectives.

Self-Reliance

Fostering financial independence by encouraging regular savings and prudent, responsible use of credit.

Responsibility

Ethical practices and community engagement to support overall welfare and sustainable growth.

Integrity

We uphold the highest standards of honesty, ethics, and accountability in all our operations and interactions.

Community

We work not just for individual prosperity, but for the social and economic upliftment of the communities we serve

Board of Directors

Mr. M C Mathew

President

Mr. Satheesh Kaimal

Vice President

Dr. Prof. Thomas Tharakan

Chief Executive Officer

Mr. Sunil Jose

Director

Mr. Ambish Jacob

Director

Mr. Roy John

Director
ABOUT US

Your One Stop Shop For All Financial Needs

Tharakans Souharda Credit Cooperative Society Ltd. was founded in 2022, with a shared goal of improving access to credit and savings for people in our local community. Initially starting with just 10 members, the society has now grown to serve over 200+ members across Bangalore.

In the last couple of years, we have expanded our services from basic savings and loans to diversified financial solutions tailored to small traders, entrepreneurs, and salaried individuals.

LEGAL REGISTRATION DETAILS

  • Name of Society: Tharakans Souharda Credit Cooperative Society Ltd.
  • Registration Number: ARB50/01/5695/2022-2023
  • Act: Registered under Karnataka Souharda Sahakari Act, 1997
  • Date of Registration: 16-11-2022
  • Regulatory Body: Karnataka State Souharda Federal Cooperative Ltd. (KSSFCL), Bengaluru
  • PAN: AALAT135P